Car Insurance
Feel safe and be free to explore with the highest level of protection you can get with a comprehensive car insurance policy.
Drive with confidence and piece of mind with a comprehensive motor insurance plan
You need car insurance to get behind the wheel of a vehicle and drive on a public road in Cyprus – that’s the law.
A motor insurance plan provides essential protection, allowing you to drive with confidence and peace of mind.
You can rest assured that you’re adequately covered for potential liabilities to third parties arising from car accidents.
Types of Car Insurance
When it comes to protecting your vehicle, choosing the right car insurance is crucial. With various levels of coverage available, it’s essential to understand the differences to find the best fit for your needs.
Comprehensive car insurance
This is the highest level of insurance. It includes third party, fire & theft and covers the cost of repairing or replacing your car if it’s involved in an accident or damaged with malicious intent.
Third Party Liability, Fire & Theft
Pay out to a third party if you’re involved in an accident, this level of cover also protects your car from damage caused by fire or theft. However, it doesn’t cover the cost if your car’s damaged in another way.
Third Party Liability
This is the most basic level of cover required by law. If you’re involved in an accident, there will be a pay out to the other driver involved but you won’t be able to claim for damage to your car.
What’s included in Car Insurance
Comprehensive
- Own damage from accident (at your own fault).
- The covers included in Third Party Liability, Fire & Theft cover, and Third Party Liability cover.
- Damage to your car from natural perils (earthquake, flood, hail, storm, tempest) and other natural perils which are not specifically excluded.
- Damage to your car from social perils. (riot, civil commotion, malicious act, vandalism).
- Extension for loss of use of the car, €25 per day up to 10 days in the event of an approved claim.
- New car replacement (for vehicles less than a year old).
- Key replacement due to key theft or accidental damage to your car’s locks, up to €250.
- Loss or damage to your personal belongings up to €170.
- Accidental damage to your windscreen up to €800 (without applying any excess)
The overall limit of this cover is the market value or the value of your car as declared to us by you, whichever is less.
Third Party Liability
Third Party Liability, Fire & Theft:
- Loss or damage to your car caused directly by fire or theft, up to the market value or the value of your car as declared to us by you, whichever is less.
- The cover included in the section below.
Third Party Liability:
- Your legal liability, and that of authorised drivers and passengers, to third parties as required by law, up to €36,350,000 (for personal injuries and loss of life) and €1,220,000 (for property damage), for damage caused by the use of your car, including when used beyond the road or carrying a trailer.
- Emergency treatment, up to €35.
- Personal accident to an authorized driver €8,500 for certain bodily injuries set out in the policy.
- Medical expenses of authorized driver and passengers up to €850.
- 24 hours road assistance.
- 24 hours accident assistance.
- Your third party liability, within the limits mentioned above, when driving another car (For individuals only).
- Accidental damage to your windscreen up to €500
Car Insurance FAQs
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Our Partner for Car Insurance
Need expert advice on car insurance? Contact our Cyprus-based offices today for a free consultation. We’re ready to answer all your questions and help you find the perfect coverage.