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Too often, private health insurance is seen as a luxury and it can be tempting to ignore it when you are fit and healthy. But health related issues can strike out of the blue, due to accidents or simply the unexpected.

Do I need private health insurance?

If you are working or living in another country, health insurance is essential, or you may not be able to obtain treatment just when you need it most – and even in your home country, it can give you faster access to private treatment than you would get from your state medical system.

Give yourself and your loved ones the peace of mind they deserve!

IPMI gives you access to healthcare facilities worldwide so that you can choose where you want to have your treatment, when you need it, without worrying about the cost. Give yourself and your loved ones the peace of mind they deserve!

Why European Health Insurance Card (EHIC) isn’t enough

Europeans often believe that possession of an European Health Insurance Card means you do not need private health insurance.

With an EHIC you get the same level of state-provided healthcare as someone who lives in the country you’re visiting, in all European Economic Area countries and Switzerland. However, the local level of care might not be the same as in your home country, and an EHIC will not cover private care, nor the costs of getting you back home. After a health emergency abroad, this could be very costly indeed.

While it’s worth getting an EHIC, it’s not enough on its own, and you still need separate health and repatriation cover.

What does International Private Medical Insurance cover?


IPMI can offer cover for:

  • Inpatient treatment
  • Medication
  • Diagnostic tests (MRI, CT Scan, PET Scan)
  • Maternity
  • Psychiatric treatment

Not Covered

  • Cosmetic treatment
  • Experimental treatment
  • Self-inflicted injuries

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